Rates
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Shares
Share Type APY** As High As Dividend Pays Minimum Balance Regular Share Monthly $25.00 Checking N/A $0.00 IRA Monthly $5.00 Savings Cents 0.25% Monthly $5.00 Christmas Club Monthly $5.00 Budget Accounts Monthly $5.00 High Yield Monthly $1,000.00
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Certificates
Certificate Type APY** - Fixed As High As Dividend Pays Minimum Balance 6 Month CD Quarterly $500.00 10 Month CD Quarterly $500.00 11 Month Liquid CD*** 4.00% Quarterly $500.00 12 Month CD* Quarterly $500.00 12 Month CD* Quarterly $10,000.00 19 Month CD* Quarterly $500.00 24 Month CD* Quarterly $500.00 30 Month CD* Quarterly $500.00 36 Month CD* Quarterly $500.00 Penalties for withdrawing funds before the end of the designated term may apply.
*If you opt for the one-time bump option, the original CD rate will be .25% lower than stated.
***Maximum $100,000. One deposit allowed per caledar month. One withdrawal per calendar month, and the balance can't drop below 50% of the original certificate balance. There is no bump option on liquid certificates.
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Youth Certificates
Certificate Type APY** - Fixed As High As Dividend Pays Minimum Balance 1 Year CD 4.90% Quarterly $50.00 2 Year CD 4.30% Quarterly $50.00 3 Year CD 4.15% Quarterly $50.00 Penalties for withdrawing funds before the end of the designated term may apply.
There is no bump option on Youth Certificates. $50,000 max per account. Must be 26 years old or younger.
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Auto Loans
Loan Type APR* - Fixed As Low As Term Autos New/Used 2014 - Newer 36 Months Autos New/Used 2014 - Newer 48 Months Autos New/Used 2014 - Newer 60 Months Autos New/Used 2014 - Newer 72 Months Autos New/Used 2014 - Newer 84 Months
$25,000 min.Autos Used 2005 - 2013 Up to 60 Months Motorcycles Over 750cc Same As Auto Rates Up to 84 Months
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Recreational Vehicles
Loan Type APR* - Fixed As Low As Term Travel Trailers, Boats & Motorhomes 2014 - Newer Up to 60 Months Travel Trailers, Boats & Motorhomes 2016 - Newer Up to 144 Months+ Small Recreational Loans 2014 and Newer: Motorcycles under 750cc, ATVs, Watercraft, Snowmobiles Up to 60 Months All Recreation 2013 - Older 48 Months +Based on loan amount.
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Personal Loans
Loan Type APR* - Fixed As Low As Max Term Max Amount Signature Fixed Up to 60 Months Varies Holiday/Vacation Fixed Up to 12 Months $5,000.00 Youth - Requires Comaker Fixed 48 Months $5,000.00 Share Secured Variable Make Inquiry Make Inquiry CD Secured CD Rate + Make Inquiry Make Inquiry
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Home Equity Loans
Loan Type APR* - Fixed As Low As Max Term Max Amount 1st Home Equity Fixed Up to 20 Years - 10 Year Balloon Up to $400,000.00 2nd Home Equity Fixed Up to 20 Years - 10 Year Balloon Up to $400,000.00 1st Home Equity Line of Credit** Variable 10 Year Draw - Up to 15 Year Payback Up to $250,000.00 2nd Home Equity Line of Credit** Variable 10 Year Draw - Up to 15 Year Payback Up to $250,000.00 Lot Loans - Unimproved Land Fixed Up to 20 Years - 10 Year Balloon Up to $150,000.00 *Home Equity Loans and Lines of Credit have a maximum variable APR of 18%. Prime Rate is obtained from the Wall Street Journal.
**Primary Residence only.
To apply for a Home Equity Loan please call any of our convenient branch locations.
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VISA® Credit/Debit Cards
Loan Type APR* - Fixed As Low As Max Term Max Amount VISA® Platinum Reward Variable No Annual Fee Up to $10,000.00 VISA® Platinum Rate Variable No Annual Fee Up to $10,000.00 VISA® Debit - Overdraft Fixed No Annual Fee Up to $5,000.00