Savings Cents

Savings Cents

What is Savings Cents?

Savings Cents is an automated service that rounds up each checking account purchase* to the next whole dollar amount. At the end of the day, the “change” from all your purchases is directly transferred from your checking account to a designated sub savings account. The special Savings Cents account earns a higher interest rate than a regular savings account.

*Eligible transactions include: debit card purchases, ACH’s, drafts, and bill payments.

For example, if you make a purchase for $25.45 one day, $0.55 would be automatically transferred to your Savings Cents account at the end of the business day. 

How it Works

Why Should You Sign up for Savings Cents?

Savings Cents is a great way to save without even thinking about it! With the automated transfers, you can sit back and relax as your Savings Cents account grows every time you swipe your card. By signing up for Savings Cents, you can build up your savings slowly and steadily.

• Automated transfers
• Save over time
• Designated savings account
• Higher dividend rate*
• It can act as a small emergency fund
• Save for holidays, events, vacations, etc. 

*Higher dividend rate only applies to the Savings Cents account