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Saving Cents
What is Saving Cents?
Saving Cents is an automated service that rounds up each checking account purchase* to the next whole dollar amount. At the end of the day, the “change” from all your purchases is directly transferred from your checking account to a designated sub savings account. The special Saving Cents account earns a higher interest rate than a regular savings account.
*Eligible transactions include: debit card purchases, ACH’s, drafts, and bill payments.
For example, if you make a purchase for $25.45 one day, $0.55 would be automatically transferred to your Saving Cents account at the end of the business day.
How it Works
| Your Purchase | Price | Rounded Up To | Amount to Savings |
| Snack | $2.80 | $3.00 | $0.20 |
| Gasoline | $33.30 | $34.00 | $0.70 |
| Groceries | $45.02 | $46.00 | $0.98 |
| Total Transfer to Savings= | $1.88 |
Why Should You Sign up for Saving Cents?
Saving Cents is a great way to save without even thinking about it! With the automated transfers, you can sit back and relax as your Saving Cents account grows every time you swipe your card. By signing up for Saving Cents, you can build up your savings slowly and steadily.
- Automated transfers
- Save over time
- Designated savings account
- Higher dividend rate*
- It can act as a small emergency fund
- Save for holidays, events, vacations, etc.
*Higher dividend rate only applies to the Saving Cents account
How to Sign up for Saving Cents
Already a member?
Give us a call or stop by any of our branches to sign up!
Not a member yet?
Come visit us at any of our branches to become a member today!
