Share Products

Regular Share

Membership at Members First Credit Union begins by opening a share savings account. With membership, you become eligible for a full range of valuable financial products and services. Although you can deposit as much as you would like into your savings account, new members can open an account with a minimum deposit of just $25.00.


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Christmas Club

A Christmas Club account is a savings account specifically designed as a place for you to save money during the year to use during the holiday season. Withdrawal is restricted from January 1st through Sept 30th, while accruing a competitive dividend. Deposit on your own or setup a payroll deposit with each payday.

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Budget Accounts

Budget accounts are flexible options to manage your savings. Each can be opened for a minimum deposit of $5.00 and used for any of your special savings needs, such as, a new car, college, vacations, or taxes. They are conveniently located within your Members First account and are easily accessible online, over the phone, or at one of our branch locations.

High Yield

The High Yield account is a convenient way to get a higher return on your money without restricting it with a term certificate. It requires a minimum deposit of $1000.00 and is accessible to you at any time online, by phone, or at one of our convenient branch locations.

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Share Certificates

A Share Certificate offers you peace of mind with a guaranteed interest rate and the flexibility to choose a term that fits your investment needs. Members First offers a variety of term certificate options.

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Individual Retirement Account - IRA

It's never too early to begin saving with a Members First Credit Union Individual Retirement Account (IRA). With easy set up, minimal maintenance, low risk, and long term compounding dividends, choosing one of our IRA options can help you reach your retirement goals.

Share Draft

Our Checking, or Share Draft accounts make managing your money easy. Developed with your needs in mind, our free checking account offers a wide variety of valuable features and benefits:

 • No monthly maintenance or per check fees
 • No minimum balance requirements
 • Free VISA® check card
 • Free e*Teller online access
 • Free e*Quality Bill Pay
 • Optional overdraft protection

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